The RBNZ Holds Steady

February 18, 2026

As widely expected, the Reserve Bank of New Zealand today left the Official Cash Rate unchanged at 2.25%.

Crypto and the Taxman

October 10, 2025

Inland Revenue’s newest technical decision summary, TDS 25/23, might look like a dry adjudication about a couple of taxpayers and a digital token called Crypto Y.  But if you strip away the bureaucratic language, it’s the most concrete signal yet that New Zealand now treats many crypto activities as income-producing enterprises rather than speculative investments.  And that shift matters, not just for day-traders, but for anyone in the growing class of Kiwi investors who’ve mixed blockchain enthusiasm with an expectation of long-term capital gains.

OCR on Hold at 3.25%: What It Means for Your Home Loan and Savings

July 09, 2025

The Reserve Bank of New Zealand held the Official Cash Rate unchanged today, marking the first pause in monetary easing since July 2024. After six consecutive cuts totalling 2.25 percent since August 2024, the central bank opted for caution amid rising near-term inflation pressures and global economic uncertainty. The decision signals a strategic pause rather than an end to the easing cycle, with the RBNZ maintaining that further cuts remain likely if inflation pressures continue to ease as projected.

Reserve Bank Cuts OCR to 3.25% as Global Uncertainty Looms

May 28, 2025

The Reserve Bank of New Zealand has delivered its sixth consecutive rate cut, lowering the Official Cash Rate to 3.25% from 3.50%. The decision comes as New Zealand navigates between domestic economic recovery and international trade uncertainties, offering relief to mortgage holders while signalling more cuts may be on the horizon.

The Biggest Changes in KiwiSaver History are Here

May 24, 2025

The Coalition’s Budget 2025 delivers the biggest shake-up to KiwiSaver since it began in 2007. In broad terms the Government is asking members and employers to shoulder more of the saving burden while it pares back its own subsidy.

Budget 2025 Has Dropped

May 22, 2025

Finance Minister Nicola Willis unveiled the Government’s second “Growth Budget” today. Operating spending is pared back to NZ$1.3b while NZ$6.8b in fresh capital spending targets health, education, defence and transport. But the real headline for investors is a twin-policy salvo: a major KiwiSaver revamp and the Investment Boost tax incentive for business.